Learn How to Play Baccarat in Minutes Mines Games Casino

Learn How to Play Baccarat in Minutes Mines Games Casino

How to Play Baccarat
With few rules and a simple objective, baccarat is one of the easiest casino games to learn. Find out how to play baccarat in minutes with our game guide. It’s packed with baccarat strategies and advice on bets to make and avoid that can help new and experienced players make smarter decisions in the game.

Learn How to Play Baccarat in Minutes
Learn to Play Baccarat
Free Baccarat Games
For players that aren’t ready to play baccarat for real money, there’s a range of free online baccarat games to enjoy online. There’s no download or registration requirements so your personal details are kept safe, meaning you can enjoy baccarat online worry-free.

Even experienced bettors should consider playing baccarat online for free. The gameplay and bets in free games are the same as real money games, which means players can try new strategies or side bets without risking their own bankroll.


Other Countries That Levy Taxes on Mines Games Gambling Winnings

Other Countries That Levy Taxes on Mines Games Gambling Winnings

The US is hardly the only country to impose hefty taxes on gambling winnings. Its southern neighbor, Mexico, also enforces taxation on gamblers’ profits and so do several other countries on the other side of the pond.

The tax rates are significantly lower than those in the United States, at least in most cases.

1. France

France taxes casino winnings at a rate of 12% provided that they go over the €1,500 threshold. Gambling operators deduct the corresponding amounts on the spot. Gamblers who engage professionally in skill-based games like poker must report their earnings as non-commercial profits.

2. Spain

In Spain, gamblers must declare their gains but have the option to deduct their losses similarly to US players, up to the amount of their winnings. A 20% withholding tax applies to lottery winnings over €40,000, including lotteries organized by non-profit entities like the National Organization of Blind People and the Spanish Red Cross.

3. Norway

Norway taxes ‘accidental’ gambling winnings over NOK10,000 (US$1,006) at a rate of 27%. Exceptions are made for prizes won from lotteries organized by the state-owned Norsk Rikstoto and Norsk Tipping.

4. Mexico

In Mexico, both license holders and gamblers with permanent residency must pay income taxes on their earnings. Winning gamblers are subject to both federal (1%) and state taxes (from 4% to 6%). Licensed operators must withhold the taxes on the spot and pay them on behalf of gamblers. The federal rate applies to non-resident gamblers as well.

5. The Czech Republic

The Czech Republic has adopted the GGR tax model whereby the levies apply to the difference between the overall amounts wagered and the winnings paid out to successful gamblers. Lottery operators are subject to the highest tax rates.

  • 35% of the GGR of lotteries
  • 23% of the GGR of all other gambling games conducted in landbased and interactive casinos
  • 19% corporate income tax

Czech players are also subject to taxation in certain cases under the provisions of the Income Tax Act № 586/1992 Coll. Residents who win more than Kč1 million (US$42,531) from raffles or lotteries must pay a 15% personal income tax.

The same tax rate applies annually to profits from other types of gambling but only on condition the difference between the overall winnings and the wagers made is greater than Kč1 million.


Taxes on Mines Games Gambling Winnings in the US

Taxes on Mines Games Gambling Winnings in the US

The US witnessed an unprecedented gambling expansion over the past several years. Many states have already passed legislation to legalize and regulate online gambling in one form or another. Sports wagering is now legal in around 30 states, 18 of which allow it in both retail and online format via licensed websites and mobile apps.

Remote casino gaming appears to be significantly less popular among US legislators as very few states have passed laws to regulate these activities. Interactive games of chance are currently legal in Connecticut, New Jersey, Michigan, Nevada, and Pennsylvania.

 Taxable Forms of Gambling in the US

 Thresholds on Taxable Gambling Winnings

 US Tax Brackets

 Taxes Imposed on Professional Gamblers

Non-Resident Gamblers Also Pay Taxes

Another peculiarity of the US tax system is that it enforces taxes on gamblers who lack US citizenship. Foreign nationals are divided into two groups – resident and non-resident aliens.

 Resident Aliens

 Non-Resident Aliens


Countries Where Online Mines Games Gamblers Go Tax-Free

Countries Where Online Mines Games Gamblers Go Tax-Free

Many countries do not impose taxes on sports bettors, casino goers, and lottery fans largely because they treat gambling as a form of entertainment rather than a professional activity.

Furthermore, recreational players cannot rely on gambling as a source of income since the odds are skewed against them so that they inevitably suffer losses in the long term.

There is no need to worry about paying taxes on your casino winnings if you reside in a tax-free jurisdiction like those listed below. Instead, the taxes are passed onto licensed gambling operators and as you shall see, the rates vary from one market to the next.

1. The United Kingdom

Casino, lottery, and sports wagering winnings are presently not taxable in the UK but this was not always the case.

The profits of British punters were subject to a 9% tax but, thankfully, the levy was abolished by now-former Prime Minister Gordon Brown in 2001.

Remote gambling businesses are taxed instead but gaming duty percentages vary based on the specific betting product on offer.

Online sportsbooks are subject to general betting duties (GBD), a levy that does not apply to on-track wagering activities.

The taxes are based on the online casino operators’ gross gaming revenue (GGR), which is the overall amount of stakes received minus the profits paid back to winning customers.

  • A 3% GBD for spread betting on financial instruments
  • A 15% GBD for tote and fixed-odds sports betting
  • A 10% GBD for other forms of spread wagering
  • A 15% GBD for commissions collected by UK-licensed sports betting exchanges
  • 21% of the GGR of remote casino operators. This is an increase of six percentage points from the previous 15% rate. The new tax rates came into effect in April 2019.

UKGC licensees are subject to taxes regardless of whether they are based outside or within the country. The tax percentages above apply only to the gross revenue generated from gamblers in the UK.

2. Canada

The gambling industry in the Great White North is regulated at a federal and provincial level. The precise regulatory frameworks vary across different provinces and so do the tax rates for licensed gambling operators at a provincial level.

Licensees are additionally subject to a 28% federal tax on their revenue. Casual players are fully exempt from paying taxes. Professional gamblers are taxed when gambling is their main source of income.

3. Australia

Both professional and recreational gamblers Down Under are exempt from paying taxes on their winnings. We cannot say the same about licensed remote gambling businesses, whose revenue is taxed on a point-of-consumption basis. The levies for remote betting companies are again state-specific.

  • 15% for operators licensed in Queensland, South Australia, the Australian Capital Territory, Tasmania, and Western Australia
  • 8% for companies licensed in Victoria
  • 10% for remote betting businesses accepting wagers from New South Wales residents

The tax rates above are only applicable to online sportsbooks licensed in Oz. Remote casino gambling remains illegal for the time being under the provisions of the Interactive Gambling Act of 2001, along with the following services:

  • Remote in-play sports wagering
  • Wagering on the results of lottery draws
  • Providing remote sports wagering without holding a valid Aussie license

4. Sweden

Swedes have been enjoying access to legal online gambling since 2002 but the entire sector was initially subject to the monopoly of the state-owned Svenska Spel.

The Nordic country opened the local market to foreign competition at the beginning of 2019 when a new gambling act came into effect.

Foreign operators looking to penetrate the local market must obtain licenses from the Swedish Gaming Authority (Spelinspektionen). Licensees incur the following fees and taxes.

  • A SEK400,000 (US$39,666) fee for a remote gambling license
  • A SEK400,000 (US$39,666) fee for a remote sports betting license
  • A SEK700,000 (US$69,416) fee for combined licenses (sports betting and casino gambling)
  • A SEK300,000 (US$29,750) fee for renewing any of the above-listed licenses
  • 18% tax rates levied on the gross gambling revenue of remote commercial gambling operators

Swedish gamblers can enjoy tax-free winnings only on condition they have accrued them at sites that carry Spelinspektionen’s stamp of approval. Swedes who gamble at offshore casinos and sportsbooks are liable for taxes on their profits. No other sanctions are imposed on locals who gamble at unlicensed websites.

5. South Africa

Winning recreational gamblers are exempt from taxation in most cases. Horse racing wagers are the only exception as they are subject to a 6% tax deducted from the profits as a value-added tax (VAT).

Sports betting is the only legal form of remote gambling here, and the country is yet to move forward with the legalization of online casino games, bingo, and poker.

The taxes on remote sportsbooks are province-specific. For example, the KwaZulu-Natal province taxes licensed fixed-odds betting operators at a rate of 6%.

6. Italy

Taxes are not imposed on the profits of sports bettors and casino gamblers residing in the Boot. However, iGaming businesses authorized to operate in Italy are subject to some of the highest taxes in the whole of Europe. You can see the rates below.

  • 25% of the GGR of online casino and bingo operators
  • 24% of the GGR of online fixed-odds sports betting operators
  • 20% of the GGR of landbased sportsbooks
  • 22% of the GGR generated from wagers on virtual sports

In 2022, the Italian government proposed a new 1% tax be levied on the betting turnover of licensed sportsbook operators. If approved, the new levy could cause a 10% to 20% decline in the operators’ revenue.

7. Denmark

Denmark is one of the highest-taxed countries in Europe, but gamblers themselves get to enjoy tax-free winnings. The provision of all legal forms of gambling is subject to the following levies under the Danish Gambling Duties Act.

  • 28% of the GGR for online casinos
  • 28% of the GGR of fixed-odds betting operators and online betting exchanges
  • 45% of the GGR for brick-and-mortar casinos in addition to 30% for GGR that surpasses DKK4.3 million (US$602,592)
  • 41% of the GGR from gambling machines and arcades located outside casinos, for example, in restaurants and bars
  • 8% of the GGR from horse racing bets on local racetracks

The above taxes are deducted on a monthly basis. In addition to these rates, authorized gambling businesses must pay licensing fees annually.

Similarly to Swedish gamblers, Danes incur taxes on winnings they have generated at offshore gambling sites that lack licenses from the local regulator Spillemyndigheden (Danish Gambling Authority). Gambling profits are treated as personal income in such cases and are taxed at rates of up to 62%!

8. Belgium

Belgian gamblers should not worry about committing accidental tax evasion as local legislation does not impose any levies on winnings from lotteries and other chance-based games.

The tax rates enforced on gambling operators licensed by the Belgium Gaming Commission (Kansselcommissie) vary across the three regions of the country. Games of chance are taxed at 11% in Walloon, while the rates jump to 15% in the Brussels and Flanders regions.

The percentages are deducted from the gambling operators’ turnover, which is the total amount of wagers they have collected within a given period.

Certain forms of gambling like betting on pigeon races and state-operated lotteries are exempt from taxation. The same goes for chance-based games organized for non-profit purposes.


Alternative Payment Methods for German Players Mines Games

Alternative Payment Methods for German Players Mines Games

1. Overview

The few reputable gambling brands that still service this hostile market offer a somewhat limited range of payment solutions to local gamblers. The options commonly include debit and prepaid cards, wire transfers, and a couple of local payment processors.

2. Klarna (Sofort)

Klarna (Sofort) facilitates smooth payments directly from users’ personal online banking accounts. The solution is available to players from several countries, including Germany, Austria, Denmark, Belgium, Australia, Ireland, Great Britain, Sweden, the Netherlands, and Norway.

3. Giropay

Giropay is similar to Klarna in that it allows users to initiate hassle-free transfers straight from their online banking accounts. Players must obviously open accounts at one of the affiliated banks that partner with Giropay. Some of these include Deutsche Postbank, Commerzbank, Sozialbank, Klarna Bank, UniCredit Bank, and Aareal Bank.

4. ecoPayz

ecoPayz is a popular electronic wallet available to gamblers from multiple countries and supports over fifty currencies. Players must first set up their e-wallet accounts and fund them with debit cards, bank transfers, online banking, and prepaid cards.

5. Paysafecard

Paysafecard vouchers are available to German players in several denominations (€10, €25, €50, and €100), with transaction limits of €50 without registration and €1,500 with registration at the Paysafe website.

6. Zimpler

Zimpler is a reliable mobile payment solution that currently facilitates instant money transfers in seven jurisdictions, including Germany, Sweden, the Netherlands, Finland, and Latvia.


How to Lodge a Complaint against Online Mines Games Gambling Operators

How to Lodge a Complaint against Online Mines Games Gambling Operators

Licensed online casinos are committed to delivering quality services and maintaining high levels of customer satisfaction. As strictly regulated as they are, however, gambling operators are not immune to blunders and may drop the ball occasionally, giving you grounds to lodge a complaint.

Filing a complaint against an online casino is relatively uncomplicated, although there are still some guidelines and rules to follow. These can slightly differ from one regulated market to the next but most of the steps in the process typically overlap.

The strictest regulatory bodies in the industry expect their licensees to follow transparent and clear complaint policies, giving customers the confidence their grievances will be fairly handled. In this article, we walk you through the most common reasons for player grievances and explain the process of lodging a complaint step by step.


RTP Comparison in live Mines Game Shows vs. live table games

RTP Comparison in live Mines Game Shows vs. live table games

1. Overview

Live game shows have been springing up like wild mushrooms in recent years, so we cannot cover them all in a single article. The best we can do is compile a list of the most popular game shows launched so far, so that you can compare their average return percentages.

2. Live Game Shows Generally Have Lower Winning Odds

The listing below features all live game shows we know of, along with their theoretical returns in ascending order.

  • Football Studio by Evolution Gaming – 89.64% to 96.27%
  • Sweet Bonanza Candyland by Pragmatic Play – 91.59% to 96.95%
  • Side Bet City by Evolution Gaming – 94.34% to 96.69%
  • Cash or Crash by Evolution Gaming – 94.51% to 99.59%
  • Mega Ball by Evolution Gaming – 94.61% to 95.40%
  • Crazy Coin Flip by Evolution Gaming – 95.06% to 96.05%
  • Music Wheel by Atmosfera – 95.24% to 96.03%
  • Deal or No Deal The Big Draw by Playtech – 95.28% to 95.38%
  • Deal or No Deal by Evolution Gaming – 95.42%
  • Buffalo Blitz Live by Playtech – 95.96%
  • The Money Drop by Playtech – 96.02% to 96.62%
  • Gonzo’s Treasure Hunt by Evolution Gaming – 96.35% to 96.56%
  • Mega Wheel by Pragmatic Play – 96.51%
  • Hi-Lo Club by Playtech – 96.00% to 96.67%
  • Adventures Beyond Wonderland by Playtech – 96.58% to 96.82%

Perhaps you have noticed most live game shows offer relatively poor odds of winning, with the return percentages dropping below 96% in many cases. Evolution Gaming’s Cash or Crash appears to be the most lucrative game show by far.

The game boasts a healthy RTP of up to 99.59% which puts it in the realm of live blackjack where players face a house edge of approximately half a percent. Football Studio and Sweet Bonanza Candyland are by far the worst games to play, with minimum returns starting at 89.64% and 91.59%, respectively.

3. Conventional Table Games Yield Higher Theoretical Returns

Where long-term profits are concerned, conventional live table games outperform game shows by a wide margin. One good example is Evolution Gaming’s Infinite Blackjack where players can enjoy a theoretical return of 99.47% in the main game as long as they implement perfect basic strategy.

While certain wagers in live roulette and craps yield horrendous house edges, both games largely give you decent winning chances. Evolution’s Auto Roulette La Partage yields an average return to player of 98.65%, whereas live craps can pay back up to 99.17%.

Baccarat is another great example of a live game that pays well over the long haul. The casino holds a house edge of only 1.24% on Player bets but the percentage drops to 1.06% if you back the Banker proposition.

We suggest you opt for the following live table games if you seek higher returns and lower house edges.

  • Sic Bo by Playtech – 97.22%
  • European Roulette by Evolution Gaming – 97.30%
  • Andar Bahar by Playtech – 97.85%
  • French Roulette by Evolution Gaming – 98.65%
  • Auto Roulette La Partage by Evolution Gaming – 98.65%
  • Speed Baccarat by Pragmatic Play – 98.94%
  • Live Craps by Evolution Gaming – 99.17%
  • Speed Blackjack by Evolution Gaming – 99.28%
  • All Bets Blackjack by Playtech – 99.46%
  • Quantum Blackjack by Playtech – 99.47%
  • Cash Back Blackjack by Playtech – 99.56%

Closing Thoughts

Savvy players always look at the return percentages because they indicate how much money the games will pay back in the long run. The closer the return is to 100%, the smaller the amount you can expect to lose from a given live dealer game.

As engaging as they are, live game shows are not your best bet from this perspective since most of them yield a theoretical return of less than 96%. If you insist on joining the friendly live presenters occasionally, at least do so in game shows with lower house edges like Cash or Crash, Dream Catcher, and Spin a Win.


Spin a Win in Mines Games Casino

Spin a Win in Mines Games Casino

Software studio Playtech quickly took notice of the success of game shows and ventured into the genre one year after the release of Evolution’s massively popular Dream Catcher. In February 2018, Playtech released a similar money-wheel game show called Spin a Win.

Playtech modeled Spin a Win upon the classic Wheel of Fortune game show that dates back to 1975. We hate to say it but this rendition seems like a ripoff of Dream Catcher in terms of rules, bet types, and gameplay.

Spin a Win Summary
Release DateFebruary 2018
Software StudioPlaytech
Game TypeWheel-based game show
Betting Limits$0.10 to $500
Maximum Prize$500,000.00
Compatible DevicesDesktop, iSO/Android Smartphones, Tablets
RTP Range90.67% to 97.22%

Apart from the setting, the main difference is that Spin a Win features a wheel with 53 rather than 54 segments. Players can additionally experiment with several side wagers on odd or even numbers and multiplier segments. Also, the wheel features three instead of four segments for number 10.

Spin a Win Wheel Segments, Probabilities, and Theoretical Return
OutcomeNumber of Wheel SegmentsProbability of HittingTheoretical ReturnHouse Edge
123 segments43.34%95.34%4.66%
215 segments28.30%95.51%4.49%
57 segments13.21%91.24%8.76%
103 segments5.66%96.58%3.42%
202 segments3.77%92.74%7.26%
401 segment1.89%90.81%9.19%
Odd Side Bet30 segments56.60%97.22%2.78%
Even Side Bet21 segments39.62%91.67%8.33%
Multipliers2 segments3.77%96.30%3.70%

As you can see, the RTP is within the 90.81% to 97.22% range. No guaranteed strategy can improve your winning odds as the game is based entirely on chance. The best you can do is choose bets with a higher theoretical return.

The side bet on odd numbers stands the best chance of winning with an RTP of 97.22%, which is slightly lower than what single-zero live roulette has to offer. As for individual numbers, wagers on number 10 give you the best odds of winning with an RTP of 96.58%.


Crazy Time while playing Mines Games Casino

Crazy Time while playing Mines Games Casino

June 2020 saw Evolution Gaming delivering yet another enticing wheel-based game akin to the hugely popular Dream Catcher and Monopoly Live. Crazy Time also plays on a 54-segment wheel but offers four bespoke bonus mini-games that further add to the level of interactivity.

The game is entirely based on chance and all you must do to win is predict which sector the wheel will stop on after it comes to rest. You can bet on numbers 1, 2, 5, and 10 for the chance to win 1x, 2x, 5x, and 10x your wager. The alternative is to back one of the four bonus games, Crazy Time, Pachinko, Cash Hunt, or Coin Flip.

Crazy Time Summary
Release DateJune 2020
Software StudioEvolution Gaming
Game TypeWheel-based game show
Betting Limits$0.10 to $100
Maximum PrizeUp to $500,000
Compatible DevicesDesktop, iOS/Android Smartphones, Tablets
RTP Range94.33% to 96.08%

The two-reel mini slot above the wheel activates on each spin to randomly award a multiplier on one of the betting spots. The payouts, probabilities, and returns vary across the board, depending on your wager.

Crazy Time Wheel Segments, Probabilities, and Theoretical Return
OutcomeNumber of Wheel SegmentsProbability of HittingTheoretical ReturnHouse Edges
121 segments38.88%96.08%3.92%
213 segments24.07%95.95%4.05%
57 segments12.96%95.78%4.22%
104 segments7.41%95.73%4.27%
Coin Flip4 segments7.41%95.70%4.30%
Crazy Time1 segment1.85%94.41%5.59%
Pachinko2 segments3.70%94.33%5.67%
Cash Hunt2 segments3.70%95.27%4.73%

As it turns out, some bet types in Crazy Time offer lower theoretical return than double-zero roulette where the house edge generally stands at 5.26% for most wagers. The only exception is the five-number bet where the house edge escalates to 7.9% but then again there is no great rush on this type of wager, to begin with.


Mines Games Casino Lightning Dice

Mines Games Casino Lightning Dice

Lightning Dice is yet another hot property from Evolution Gaming that unfolds in a stylish Art Deco environment. Part of the Lightning series, the game show plays with three dice and provides players with multiple betting opportunities, allowing them to win up to 1,000x their bets.

The live presenter pulls a lever to release the three dice and each time she does this, lightning strikes one to four random numbers on the betting grid. The struck numbers then receive random multipliers, boosting the profits of winning players who have placed wagers on them.

Lightning Dice Summary
Release DateJune 2019
Software StudioEvolution Gaming
Game TypeDice game show with a live presenter
Betting Limits$0.20 to $250
Maximum Prize$250,000.00
Compatible DevicesDesktop, iOS/Android Smartphones, Tablets
RTP RangeUp to 96.21%

Below are the payouts for the different winning bets with and without the multipliers.

Lightning Dice Bet Types and Payouts
Bet TypeWins OnPayout w/o MultiplierMax. Payout with Multiplier
Low3 through 91 to 19 to 1
High12 through 181 to 19 to 1
Any TripleAll dice must show the same number (eg. 2/2/2)24 to 1249 to 1
Any DoubleTwo dice must show the same number (eg. 2/2/5)1 to 13 to 1
Total 3 or 183 or 18149 to 1999 to 1
Total 4 or 174 or 1749 to 1499 to 1
Total 5 or 165 or 1624 to 1249 to 1
Total 6 or 156 or 1514 to 199 to 1
Total 7 or 147 or 149 to 199 to 1
Total 8 or 138 or 136 to 149 to 1
Total 9 or 129 or 125 to 149 to 1
Total 10 or 1110 or 114 to 149 to 1

Where return to player is concerned, the percentages are bet-specific but the maximum you can squeeze out of this game is 96.57% for any triple. The theoretical return can drop all the way down to 96.03% for a house edge of 3.97%.

This is significantly higher compared to the Pass/Come and Don’t Pass/Don’t Come wagers in craps where the house edges stand at 1.41% and 1.36%, respectively. These wagers can altogether lose their house edges if you take or lay odds on them. The only conclusion we can draw looking at these numbers is that Evolution’s Live Craps is way better than Lightning Dice in terms of winning probabilities.